Aiaf in support of financial education

Certain behaviours such as comparing financial products and services or seeking advice from independent sources are not common for a large part of our population. Considering also the trends regarding the use of cryptocurrencies and investment decisions based on apps or influencers, adopting healthy financial behaviours in this area can be crucial to preserve financial resilience and individual well-being. Comparing financial products and services between different providers and seeking advice from independent sources can help individuals make informed decisions and choose the products or services that best suit their needs.

The same OECD report writes that "The results presented in this report show that the majority of people who are victims of financial fraud and truffe financial scams (about two out of three adults) do not reach the minimum level of financial literacy".

Infine, possessing critical thinking combined with the ability to do research and affidedicate oneself to professional and independent sources of information and advice may prove to be a useful skill to protect oneself from increasingly frequent attempts at fraud and truffa.

In addition, improving knowledge, behaviour and skills to support the safe and responsible use of digital financial products and services becomes part of the equation.

In this context, AIAF, an association of expertise, has been active in the field of financial analysis since 1971 and has critical thinking at the core of its mission. The analysts and professionals trained by us maintain a technical and mental rigour in their activities and affacknowledge the major challenges that the financial-economic environment is throwing at us with constantly updated tools.

AIAF therefore accepts this call for the improvement of financial education in Italy together with the associations of the financial sector because it believes that this undertaking can only be carried out by working as a system, putting aside all parochialism.

Finally, as education is also a strategic asset for our country, it is important for us at AIAF to involve the younger generations, who, on the one hand, will have to know how to manage the huge savings heritage they will inherit (insert source), but on the other hand, they will be the ones who will have to affendure new, very challenging and demanding economic and financial scenarios.

*Secretary General AIAF -Italian Association for Financial Analysis