The project

Supplementary pensions, how the new portal works

Implemented by the Ministry of Labour in cooperation with the National Youth Council and Mefop, the project aims to increase citizens' financial awareness by providing users with clear and reliable content

by Pietro Menzani

MINISTERO DEL LAVORO

3' min read

Translated by AI
Versione italiana

3' min read

Translated by AI
Versione italiana

The complementary pension portal is officially online. The project, which was realised by the Ministry of Labour with the collaboration of the National Youth Council (Cng) and the Society for the Development of the Pension Fund Market (Mefop), was presented at the end of March, during the first plenary meeting of the new Cng presidency led by Edoardo Italia. The site is designed to accompany citizens on their supplementary pension path and to actively contribute to the growth of the financial awareness of Italians.

The objectives of the portal

As the Ministry of Labour explains, the portal is a digital space that helps people understand what complementary social security is, how it works, and what opportunities it can offer. On the site, in fact, it is stated that the initiative aims to 'promote correct information and greater awareness on complementary pensions, making reliable, up-to-date and easy-to-consult content available to citizens and workers'. The aim is that, thanks to the portal, users can plan their supplementary pensions in a more aware and informed manner.

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The project, which has been financed with European resources under the National Programme 'Youth, Women and Work', aims to 'strengthen social inclusion, informed participation and pension planning capacity, helping to reduce information asymmetries and support responsible choices throughout working life' and thus also supporting public welfare and labour policies.

According to Edoardo Italia, president of Cng, in fact, it is necessary 'to start considering the issue of pension provision as an emergency of the present. For young people, complementary pension provision today represents the only form of defence against compromising their financial autonomy'.

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Pension as an investment

Italia explained that 'investing in supplementary pensions today means starting a long-term plan to combat the uncertainties of the labour market: it is an act of responsibility towards ourselves and the entire country, so as not to remain on the margins of tomorrow's society. As the National Youth Council, we are committed to offering concrete financial education tools, not just denouncing the system's criticalities'.

At the project launch, Minister of Labour and Social Policies Marina Calderone stated that 'pension is an investment in one's future. That is why it is essential that every citizen has clear information to build a solid pension perspective'.

This is precisely where the new portal comes in, which 'accompanies workers on an informed path, helping them to find their way through rules, tax opportunities and the protection of their savings' and, at the same time, 'supports employers, simplifying procedures and offering immediate tools to understand the new features introduced by the latest Budget Law and to better fulfil their valuable information role'.

The four sections

The portal is divided into four sections. The first - 'What is pension provision' - explains, starting with the basics, what it is, how it works, how much it costs, and who can access supplementary pension provision. In addition, it focuses on the mechanisms governing the Trattamento di Fine Rapporto (severance pay), with particular reference to the silence-consent mechanism introduced by the 2026 Budget Law as of July. This thematic area also dispels some false myths and provides answers to recurring doubts of less experienced users.

The section 'To Whom It Is Addressed' explains who the possible users of supplementary pension schemes are, distinguishing between citizens and employers and offering interactive quizzes to test the level of their knowledge. A third area delves into 'Relevant legislation', illustrating national and European laws, while the last one - 'Communication' - explains the objectives of the project and provides a glossary clarifying the meaning of some key terms of the pension world.

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