Deutsche Bank reports net profit 2025 of 6.12 billion, better than estimated

The net return on tangible equity (RoTE) stands at 10.3% and the cost/income ratio at 64%; the institution records 8.5 billion in completed capital distributions; the dividend proposal is EUR 1 per share.

Net revenue 2025 increased by 7% to EUR 32.1bn, in line with estimates and annual growth is 6% from 2021; net flows amount to EUR 78bn and growth in assets under management to EUR 124bn, in Private Bank and Asset Management.

Costs were reduced in line with annual forecasts.

Non-operating expenses decreased by 86% to EUR 20.3 billion, down 1% year-on-year. Provisions for credit losses decreased by 7% to EUR 1.7bn.

In the fourth quarter of 2025, pre-tax profit rose to 2 billion from 583 million a year earlier; net profit to 1.6 billion, up from 337 million a year earlier; revenues to 7.7 billion, up 7 per cent year-on-year; and non-operating costs significantly lower. "The record results achieved in 2025 demonstrate the strength of the Global Hausbank model and the value we deliver to customers," said CEO Christian Sewing, signalling that all financial targets for 2025 had been met: "This is the strongest possible foundation for the next phase of our strategy, to improve returns and become the European Champion."