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Dl bills, under 5,000 euro condominium debts no risk of foreclosure

From the Productive Activities Commission comes the shield for defaulters of unpaid condominium electricity bills, but only if the house is the only property owned by the debtor

by Martina Amante

Dl Bollette, sotto i 5mila euro di debiti condominiali per i vulnerabili nessun rischio di pignoramento

3' min read

3' min read

The house owned by a vulnerable person cannot be attached if the debt for non-payment of condominium energy bills is less than EUR 5,000 and the house is the only property owned by the debtor. This is provided for by an amendment to the bills decree presented by Fratelli d'Italia and approved in the Productive Activities Commission of the Chamber of Deputies, with the first signature of Silvio Giovine.

To whom it is addressed

Foreclosure of the property does not occur, provided that the owner has established residence there and it is not a luxury dwelling (A/8 and A/9). Vulnerable persons are considered to be those who are in an economically disadvantaged condition or in a serious health condition requiring the use of medical-therapeutic equipment powered by electricity, disabled, over 75 years of age.

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The condominium may still register a mortgage

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The further forms of guarantee and protection envisaged by the legislation in force in favour of Csea (Cassa per i servizi energetici e ambientali) for the recovery of its credits remain unaffected. To secure its credit, the condominium may, in any case, register a judicial mortgage pursuant to Article 2818 of the Civil Code.

Delay of the decree's passage through the court

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Meanwhile, work resumed in the Productive Activities Commission in the Chamber of Deputies. President Alberto Gusmeroli (League) asked for a postponement of the Chamber's session from Friday 11 April to Monday 14 April. In the meantime, the Commission has approved, among others, an amendment by the rapporteurs that strengthens the position of the Cassa per i Servizi Energetici e Ambientali (Csea) with respect to credits claimed by entities obliged to pay general system charges and other tariff components. These credits are assisted, the voted amendment states, 'by a general lien on any movable property of the debtor'. While, it is specified, 'the further forms of guarantee and protection provided by the regulations in force in favour of the Csea for the recovery of its credits remain unaffected'.

Company cars: safeguard only until 30 June 2025

The Commission will continue its examination of the decree-law between today and tomorrow with a view to issuing the mandate to the rapporteurs to report to the House. The go-ahead is expected for a safeguard measure from the tax restriction imposed on company cars considered to be the most polluting given for use to employees, ordered by 2024 and to be delivered from 1 January 2025 to 30 June 2025. Despite the requests made to the MEF by committee chairman Alberto Gusmeroli (Lega) to overcome the unfairness of the 30 June deadline, the safeguard will lapse, penalising employees who, despite having ordered the cars by the end of 2024, will find themselves granted the car after 30 June, paying a higher tax burden for delivery problems not their fault. The green light for the safeguard will, however, come in the reworded version by the rapporteurs on Thursday afternoon, 10 April.

The amendment for self-generation of energy

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The amendment to the energy self-production bill has been approved. This was stated in a note by Forza Italia deputy Chiara Tenerini, who signed the amendment together with her colleague Luca Squeri: 'Until now, self-production of energy could take place with just one producer. Now, thanks to this amendment, customers have the freedom to choose to implement self-production solutions simultaneously with several different, independent producers. This will not only ensure greater flexibility and choice,' Tenerini continues, 'but will also allow customers to benefit from competition, expanding the range of power generation options at their site.

Energy news also from Arera

"Electricity and gas contracts represent an incomprehensible mystery for millions of users, and any change to make them more transparent and clear is positive, but it is not enough: it is necessary to include tools in bills to help families save on consumption, defend themselves against unfair practices, and increase competition in order to lower tariffs". This was stated by Codacons, commenting on the energy news announced today by Arera and coming from 1 July.

We believe that it is useful to include information on how to avoid wasting energy, reduce consumption and save on electricity and gas in Italian utility bills, especially in times of higher consumption by households, such as the summer period for electricity and the winter period for gas," explained President Carlo Rienzi. "It is also essential to include references in both supply contracts and bills on how to defend oneself from the unfair practices of energy operators, who continue, for example, to request illegitimate adjustments for consumption that is prescribed.


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