Energy efficiency, 54% of Italians will take action in the next three years
Emerging from the Findomestic Observatory that mapped Italians' intentions on green loans
For consumption, 2026 will be a year in line with what was seen in 2025, with consumers oriented towards saving at least in the first part of the year, also in light of the great uncertainty. Green loans, on the other hand, will grow again to support the domestic energy efficiency projects of households that cannot count on the generous incentives of the past.
The picture was taken by the Findomestic Observatory, which indicates in its latest January report what we should expect. The three-month propensity to consume surveyed in January confirms the forecast of a start to the year for consumption with the handbrake pulled (+1.6% compared to December), with the exception of those destined for home improvement with the most marked growth relating to do-it-yourself equipment (+5.4%): "It is a percentage that testifies to the great attention paid to the home", says Claudio Bardazzi, head of the Findomestic Observatory. The figures for renovations, at +2.4%, and furniture, +1.4%, also confirm this".
In terms of percentage change over the previous month, as a propensity to consume, sports equipment also did well (+2.9%), while the most conspicuous drop (-3.1%) was recorded in the used car market (slightly positive, at +0.5%, was that of new cars). PCs (-2.2%) and TVs (-2%) also declined.
Home renovations and energy efficiency
In the latest Findomestic Observatory report there is an interesting focus on home renovation and energy efficiency. The sample (up to 1,000 people depending on the question) was asked if they had ever renovated their home or in any case done work to improve it: 70% answered yes, and it is worth highlighting that 37% said they had done so after Covid.
'With the pandemic,' adds Bardazzi, 'the centrality of housing has been rediscovered. And the incentives have given impetus. On the type of interventions made, 50 per cent say they have carried out 'at least one energy efficiency intervention' in the past.

