Business crisis, Inps will intercept symptoms with artificial intelligence

In the management of company crises, on the social security side, artificial intelligence will soon make its debut. Within 12 months, the INPS will provide territorial offices with new software 'trained' to intercept the first symptoms of financial difficulties of companies, with the aim of intervening promptly in order to 'preserve' the company value, the contributory credit and, ultimately, the stability of the entire system.

The announcement of the tech turnaround came yesterday during the conference at Assolombarda 'The role of Inps in the business crisis after the corrective ter of the Crisis Code', attended by the institute's president Gabriele Fava and Assolombarda's director general Alessandro Scarabelli. Speaking about the thrust of the new technologies in the activity was, at the close of the proceedings, Antonio Pone, central director of Inps Revenue, who explained how they are already working on the training of the algorithm, the elimination of statistical errors, and the validation of results, with a view to being able to provide the new, powerful tool to the decentralised offices by the middle of next year. The use of Ai in the verification of contribution compliance, and especially in the observation of the continuity of flows, will make it possible to bring the institute's know-how and best practices to even the most remote provinces.

A common trait of the morning's speeches (Mauro Saviano, director of Inps metropolitan coordination in Milan, Paolo Bonetti, Inps Fvg lawyer, Giannicola Rocca, business crisis expert, and Alessandro Mineo, Inps Brescia lawyer, coordinated by Mirella Mogavero, Inps general coordinator of the lawyers' office) was the change of pace that the institute is facing in order to adapt to the new approach to business crises - no longer linked to a formal and bureaucratic scrutiny - and to the profound transformations underway.

On the sidelines, however, the numbers count: in 2024, there were 648 claims in insolvency proceedings for 20.8 million euro in contributions (down significantly, it was 30.7 million in 2022).

In Lombardy alone, in 2024, 1900 judicial liquidation procedures were open, more than one fifth of the national figure (9203), 12 compulsory liquidation procedures (236 the national figure), while among the non-liquidation procedures the negotiated composition, of which 155 procedures were open in Lombardy and 752 nationwide, in addition to 77 debt restructuring agreements (325 nationwide). There was a strong expansion in 'Vera' certification (verification of company regularity), which rose from 355 in 2022, the year of its debut, to 922 in 2024.