From a 100-euro payment to 18-year-olds to home insurance policies: ANIA’s proposals on pensions and climate-related events
Liverani explains that the 18-year-olds who receive the bonus will realise, when they enter the world of work, that those 100 euros have become 130, 140 or even 160: a way of enabling them to experience first-hand the value of supplementary pension schemes from a young age
by Lorenzo Pace
Key points
One hundred euros for everyone turning eighteen, to be paid into a pension fund. This is one of the proposals at the heart of the report with which ANIA President Giovanni Liverani opened the association’s annual general meeting yesterday, in the presence of Senate President Ignazio La Russa and two deputy prime ministers.
Liverani explains that the 18-year-olds who receive the bonus will realise, when they enter the world of work, that those 100 euros have become 130, 140 or even 160: a way of enabling them to experience first-hand the value of supplementary pension schemes from a young age.
Increasing tax relief and defending portability
The bonus is accompanied by two further proposals on the same issue: to increase the tax deductibility of contributions — currently capped at 5,300 euros following a small increase in the latest Budget Act, deemed insufficient to convince the 20 million potential members who are still hesitant — and to safeguard the portability of contributions paid by employers, that is, the option for workers to transfer them from one fund to another.
A measure that has only just been introduced and is already being contested by those who fear it will weaken company pension funds: Liverani is calling for it not to be postponed, whilst acknowledging the need to protect existing arrangements.
Compulsory insurance for private homes
From pensions to housing, the thread of the proposals then turns to seismic and hydrogeological risk. The compulsory insurance scheme for businesses against natural disasters is already in place — take-up, says Liverani, has doubled in less than a year, although it remains low — and now ANIA is calling for it to be extended to private homes, at least for those who have already benefited from tax incentives for building renovations.
