From speedy evictions to the housing plan: the building site of the manoeuvre for real estate

It is housing that is at the heart of the government's agenda. In the mosaic of the budget law are added the pieces of the refinancing of the Mortgage Guarantee Fund, the revision of the cohesion funds for housing policies and - novelty among novelties - the new bill on evictions, which is to be read against the backdrop of the strategy announced by Giorgia Meloni to "favour the family and access to the first home".

After an initial sprint the move on speedy evictions slows down. And bills on the subject are multiplying in Parliament. In the Senate, Fratelli d'Italia has filed a bill, first signatory Paolo Marcheschi (FdI), which aims to simplify and speed up evictions in the event of delinquency for two consecutive months. The novelty is the establishment of an Authority for the Execution of Evictions (AES), a public administrative body under the supervision of the Ministry of Justice, which would replace the judge in the operational phase. According to the text, the tenant will have 15 days to pay the arrears; otherwise, the Authority will be able to order eviction within 7 days and complete it in 30, extendable up to 90. In all, the eviction could be completed in less than four months. The League is also preparing its own package of regulations on speedy evictions, extended to all properties and not just the first occupied houses. And another text on speedy evictions is sailing through the Chamber of Deputies, first signatory Fratelli d'Italia deputy Alice Buonguerrieri, while it is expected to be examined by a forthcoming Council of Ministers, not the one on Wednesday 6 November, from what it seems, but later. Opposition is opposed: the Tenants' Union speaks of "yet another attack on the rights of people in precarious housing", while MEP Ilaria Salis (Avs) denounces a "dangerous drift" and accuses the government of "centralising power in its own hands".

The intervention on evictions fits into the framework of the housing plan that Meloni has been claiming for months as one of the pillars to encourage birth rates and family stability. 'Without a house it is more difficult to build a family,' the prime minister had said in August at the Rimini Meeting, announcing a programme for affordable housing for young couples. The issue, on which Minister Salvini claims gestation, revolves around resources: to date 660 million but hinged on 2027. Hence the pressure to find the resources and immediately put on track concrete measures for the 'affordable house', an affordable home for young couples and fragile households. "For the Housing Plan there are resources on both the Climate Fund and the Development and Cohesion Fund that can be used as early as 2026," Economy Minister Giancarlo Giorgetti had reassured at the end of the summit a few days ago with Carroccio leader Matteo Salvini. An issue also on the attention of the Minister for European Affairs and Cohesion, Tommaso Foti, who in an interview with Il Messaggero added that the revision of regional programmes 'can triple the resources allocated to housing'. The regions have already made requests for 887 million, to be added to the Fsc funds advanced to the central administrations.

The manoeuvre also intervenes on building incentives, after the fine work of Deputy Minister for the Environment Vannia Gava. From 1 January 2026 everything will be the same as before, in short, without any cuts compared to 2025: 50% for interventions on the main house and 36% for all other cases. The blitz on short-term rentals, which have raised a furore of protest, has caused a stir. The increase of the flat rate to 26% for rentals under thirty days, even through digital platforms, against the current 21%, was first claimed by Giorgetti and then by Prime Minister Meloni herself. But it is likely to change course in Parliament after protests from Forza Italia and the League. 'We will work,' said Deputy Prime Minister Tajani, 'to improve the manoeuvre'. Other priorities include 'cancelling tax increases on short-term rentals'.

And while the manoeuvre heats up, Consap announces the refinancing of the First Home Mortgage Guarantee Fund: with the injection of EUR 75.6 million, the Fund now has EUR 440.6 million for 2025. The instrument covers up to 80 per cent of the financing for those under 36 and up to 90 per cent for large families, with a further 270 million a year planned for 2026 and 2027. 'This is a concrete sign of the government's attention to those who want to build their future,' said President Sestino Giacomoni. CEO Vincenzo Sanasi d'Arpe added that 'the state, through this instrument, transforms a social need into a lever of inclusion and growth'.