Online risks

Health card, fake refunds and bonuses: how to avoid scams involving phishing emails

The Department of Health has reported false messages urging people to replace their health cards. The Tax and Customs Agency regularly updates its warnings about phishing attempts and advises people to take precautions. You should never click on links designed to steal personal and banking details.

3' min read

Translated by AI
Versione italiana

3' min read

Translated by AI
Versione italiana

The most recent warning was issued by the Ministry of Health via its social media profiles: ‘Emails are circulating that misuse the name of the Ministry of Health and urge recipients to replace their health card.’ These are scam emails designed to hide online fraud attempts. You must be very, very careful. This is also because attempts to steal digital data – and, above all, banking details – are on the rise, using various tricks, as demonstrated by the page dedicated to the topic phishing on the Italian Revenue Agency’s website.

Phishing

Returning to the case of the health card, the fake emails contain fraudulent links urging recipients to replace their health card. This is a phishing scam designed to steal personal data. How can you protect yourself in such cases? There are three precautions to bear in mind that could prove vital – naturally in terms of protecting your personal data and, very often, your bank details (the real target of this criminal attempt to steal information)

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• the Ministry does not send links for the replacement or renewal of the health card;

• upon expiry, the new card is sent automatically;

• You should not provide personal or payment details via links received by email.

Do not click on the link

The advice from the Department of Health in this instance is therefore that, if you have received such emails, you should not click on the link and should delete the message. You are then advised to consult ‘only official channels’ for information.

Fake refunds or non-existent bonuses

But attempts at cyberattacks via deceptive messages sent to users are becoming increasingly varied. Fake income tax refunds and fake holiday vouchers are just some of the new types of scams that have been identified and exposed in recent weeks. Some tips provided by the Italian Revenue Agency can help you work out whether you are facing a malicious attempt to steal your personal data.

The tell-tale signs of fraudsters

As the Agency explains on its dedicated page, you can carry out a sort of mini-test: ‘First of all, start by asking yourself whether the message comes from a known sender, then check whether it is written in correct Italian. Furthermore: is it addressed personally to us? Is it well ‘constructed’, in the sense that the fonts used are consistent, or does it look like a slapdash copy-and-paste job? Does the text ‘flow’ smoothly and make sense? Even just one of these shortcomings is enough to cautiously regard the message as dangerous.”

Dangerous links

Be careful with links, too. “If there are links in the message,” the Agency emphasises, “the first thing to check is whether, when you hover the mouse over the link, it matches the text. It is always advisable to be wary of shortened links (such as those ending in bit.ly) which do not reveal the destination address in advance. If there are attachments, you should always check that they have a single file extension (for example, .docx rather than .docx.exe). If you have any doubts about the true origin of a document received by email, rather than opening it, it is better to contact the sender by other means (such as a telephone number or an official email address) and ask for confirmation.

The Italian Revenue Agency also states that it ‘never sends emails containing taxpayers’ personal data’.

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There is also the risk of smishing

But some scams also circulate via text messages; in this case, they are known as ‘smishing’. The method is similar to that used in emails. They come from ‘fake’ institutional bodies that deceive users by trying to lure them to links in the text messages, which lead to malicious websites designed to steal personal data, login credentials and/or financial information.

As regards the tax authorities, the most recent case to come to light involves messages containing false tax notifications with trap links embedded within them. In this instance too, the Italian Revenue Agency ‘disavows these communications, stating that it has no connection whatsoever with their content or with the fraudulent schemes associated with them’ and urges the public “not to provide personal data, confidential information or login credentials via web pages accessed through links contained in unexpected, unsolicited or otherwise suspicious communications”.

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