Homes and buildings: how to protect them. A guide for families and businesses

Is it true that there will be a requirement to insure homes against earthquakes, floods and disasters caused by climate change? And how do the policies that are already compulsory to protect business premises work? It is not easy to understand: you need to be familiar with the laws, the contracts and how they should be interpreted. Otherwise, you risk spending money on insurance that does not cover everything you would expect.

The same issues apply to optional policies, for which insurers offer a wide range of choices. Recently, the already extensive body of legislation and case law has been supplemented by the guidelines issued by the new insurance ombudsman, many of which relate specifically to homes and property.

Finally, it is worth summarising which bonuses are still in force and how to manage the older ones that are still having an impact on those who received them.

All this is explained by the experts at *Il Sole 24 Ore* in the *Focus Norme e Tributi* supplement, available at newsagents on Thursday 24 September alongside the daily newspaper, for a total price of 3 euros.