Pension provision

In Southern Italy, 22.5 per cent of pensioners receive between 500 and 1,000 euros a month

The INPS register of pensioners shows that the lowest pension incomes are concentrated in the South, whilst the highest are found in the northern and central regions. The South accounts for the largest proportion of recipients of disability pensions (47.2 per cent) and social assistance benefits (48 per cent)

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4' min read

Translated by AI
Versione italiana

4' min read

Translated by AI
Versione italiana

The South has the highest proportion of pensioners on the lowest incomes: 22.5 per cent receive a monthly pension of between 500 and 1,000 euros, compared with 16.5 per cent in the Centre and 14 per cent in the North. Also in the South, 12.8 per cent receive less than 500 euros a month, compared with 8.8 per cent in the Centre and 6.2 per cent in the North. The South also has the highest proportion of recipients of disability pensions (47.2 per cent) and social assistance benefits (48 per cent).

Pension expenditure stands at 372 billion (+2.3 per cent), with 51 per cent going to the North

According to the INPS register of pensioners for 2025, there are 16,405,073 pension beneficiaries (+0.6 per cent compared with 2024), with an average of 1.4 pensions per person, which may be of different types. 68 per cent receive a single pension, whilst 32 per cent receive two or more. The number of pension benefits under the Italian pension system in force as at 31 December 2025 stands at 23,181,898 (+0.7 per cent compared with 2024), amounting to a total annual sum of 372,450 million euros (+2.3% compared with 2024).

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At a regional level, the northern regions account for the largest share of pensions (47.2 per cent) and pensioners (47.6 per cent), with average pension amounts 7.2 per cent higher than the national average. Of the total pension expenditure, 51 per cent is spent in the North, 28 per cent in the South and 21 per cent in Central Italia.

Pensioners with monthly incomes of between 1,500 and 2,000 euros are more numerous in the North, accounting for a share that is approximately 4.5 percentage points higher than in the South and approximately 2 percentage points higher than in the Centre. The gap is even more pronounced in the income bracket above €2,000: in the South, the proportion stands at 30 per cent, whilst it exceeds 41 per cent in the Centre and 44 per cent in the North. Overall, the INPS pensioner register shows a greater concentration of lower pension incomes in the South and of higher pension incomes in the northern and central regions, reflecting differences in working careers.

Over 4.5 million pensioners receive less than 1,000 euros

53 per cent of pensions have a monthly amount of less than 1,000 euros, whilst the proportion of pensioners with a pension income below that threshold falls to 27.5 per cent, mainly due to the combination of multiple pension schemes.

In 2025, over 4.5 million pensioners had a pension income of less than 1,000 euros a month, accounting for over a quarter of the total (27.5 per cent). In particular, nearly 1.7 million pensioners (10.3 per cent) receive up to €499, whilst over 2.8 million receive between €500 and €1,000 (17.2 per cent). There are almost 2.9 million pensioners (17.5 per cent) with incomes between €1,000 and €1,500, whilst those with a monthly pension income of more than €1,500 number over 9 million (55 per cent of the total).

 Women account for 51 per cent of pensioners but receive 44 per cent

An analysis by gender reveals a higher proportion of men in pension income brackets above 1,500 euros per month, where 64.3 per cent of male pensioners are concentrated, whilst the corresponding figure for women is 46.2 per cent. This therefore confirms a different distribution of pension incomes between the two sexes – reflecting the disparity in earnings from employment, which places women at a disadvantage – with a higher concentration of men in the higher income brackets.

Women account for 51 per cent of pensioners, but men receive 56 per cent of pension income. This figure is influenced by differences in working careers, with women being disadvantaged by factors such as greater reliance on part-time work and career breaks to care for family members. The average annual pension income received by men is, in fact, 33 per cent higher than that of women (€26,031 compared with €19,553).

A quarter of pensioners receive social security benefits

76.7 per cent of pensions are social security pensions (disability, old-age and survivors’ pensions), whilst 20.7 per cent are welfare benefits (civil disability benefits, social allowances and pensions, war pensions) and around 2.6 per cent relate to compensation-type benefits.

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Among pensioners, the largest group is that receiving old-age pensions, totalling 11.5 million people, 28 per cent of whom also receive other types of pension. Next come recipients of survivors’ pensions (4.1 million): of these, 31 per cent receive only survivors’ pensions, whilst the remaining 69 per cent also receive other types of pension. Among those receiving social security benefits, recipients of disability pensions (858,000) account for the largest group, 46 per cent of whom also receive other types of pension.

Almost a quarter of pensioners receive social security benefits: there are 4.1 million of them, and 48 per cent of them also receive benefits other than social security benefits. These are mainly recipients of carer’s allowances who also receive social security pensions. 592,000 people are in receipt of compensation-type benefits, the majority of whom (71 per cent) combine this benefit with other types of social security and/or welfare benefits.

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