Welfare

Isee to be done (or redone) by June for single cheque arrears

Only 17% of those eligible asked for a recalculation without Btp up to EUR 50,000

by Michela Finizio

4' min read

Translated by AI
Versione italiana

4' min read

Translated by AI
Versione italiana

30 June is the last deadline to request or update the Isee 2025 without losing the arrears of the universal single child allowance. Parents with children under 21 (or disabled children with no age limit) who have not yet submitted the Dichiarazione sostitutiva unica (the form to be sent to Inps to ask for the indicator to be updated) from January to today will no longer be able to obtain the arrears adjusted to the economic situation of the household.

The deadline falls just as the restyling of the Isee is being discussed: the Minister of the Economy himself, Giancarlo Giorgetti, declared that the aim is to reform the instrument and 'a technical table has been set up at the Presidency of the Council of Ministers with the task of assessing possible changes to current legislation'. Under consideration are corrective measures to exclude the first home from the index's calculation in order to encourage greater convenience of the indicator of the equivalent economic situation and push for the creation of new households.

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The deadline

In the meantime, those who failed to renew their Isee by 28 February are currently receiving the minimum amount of EUR 57.5 of the single allowance from March. Although the disbursement of the universal measure continues automatically and does not require the submission of an annual application, the Isee is still required to be updated every year in order to take a snapshot of the household's most recent economic situation (in any case relating to two previous years, this year income and assets referring to 2023). The amount of the contribution that reaches more than six million households with children is equal to the minimum amount, however, only if the Isee is equal to or higher than EUR 45,939.56, while it is modulated up to a maximum of EUR 201 for each dependent minor child as the indicator itself goes down.

According to the regulations (as clarified by the Inps Circular 23/2022), only those who update it by 30 June can recover (by means of adjustment, on the first available instalment) the amounts adjusted to the value of the Isee obtained starting from the month of March. The validity of the measure, in fact, runs from March to February of the following year. If the Isee is presented (or updated) from 1 July onwards, however, at that point the adjustment of the amounts due will only take effect from the following month, but all arrears will be lost.

The recalculation without Btp

The deadline comes almost three months after the entry into force of the Isee reform, which excluded amounts held in government bonds up to a maximum of EUR 50,000 from assets.

Cafes report an increase in the number of Dsus sent in April, coinciding with the debut of the new calculation method (applicable by Cafes through the new Dsu model and in pre-filled online mode only from 3 April). Caf Acli recorded a 7.2 per cent increase in the production of Dsus compared to the same period last year, from 3 April until today. 'This increase,' they point out, 'seems to be linked to those customers who have been waiting for the new rules that exclude government bonds from the calculation of the Isee to come into force.

Inps confirms that April 2025 saw an increase of 60% compared to the same month of the previous year, with a daily average of more than 75 thousand Dsu produced by all Cafes, compared to about 15 thousand the previous year. May also showed a positive balance (+20%), albeit with a slowdown in growth. "The increase," comments Monica Inviglia, president of the Caaf CGIL national consortium, "is mainly due to the presentation of the so-called 'repeated Dsu' aimed at including the exclusion of government bonds. It is a trend that seems to be gradually waning and will probably come to an end with the month of June'.

The impact of the reform, however, seems limited. The indicators already processed since January and then recalculated with the new criteria were not many: among the clients of the Acli Caf network, only 17.4 per cent of the total of those who had already made the calculation before 3 April, with the certain presence of government securities in their assets. Moreover, from the results of a panel analysis referring to households that hold Government securities in their assets 'followed' by the Acli Cafes over the last two years, it emerges that the 2025 Isee calculated pre-reform was on average 9.4% higher than the 2024 indicator of the same households, but the post-reform recalculation has practically 'anaesthetised' this increase, returning the average value of the indicator to the same levels as last year. However, the benefit is more pronounced in households with only one member, because in the calculation for larger households the reduction in assets must be divided by the equivalence scale (the higher the larger the household): for the single person with 50,000 euro invested in government bonds the Isee 2025 indicator falls by 19%, for the family with five members the cut stops at 6%.

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