Luxury homes: Italia is experiencing a boom in purchases by foreign buyers

Foreigners are buying luxury homes in Italia. And between 2025 and 2026, there was a veritable boom in purchases from abroad, with investors coming from the United States, Switzerland, the Netherlands, Germany and the Scandinavian countries. One figure says it all: in the first five months of 2026, Luxforsale Finance – a division of Luxforsale specialising in mortgages for foreign clients, developed in partnership with Quantum Creditech – recorded a 63% increase in mortgage applications from abroad, confirming a growth trend that is having an ever-greater impact on the Italian property market.

As the group points out, the scale of the phenomenon is demonstrated not only by the number of applications, but ‘above all by the value of the transactions’. Between January and May, the properties for which mortgage applications were made reached a total value of 21.4 million euros, up from the 14.59 million recorded in the same period of 2025. At the same time, the total amount of finance requested rose from €8.40 million to €12.27 million”.
Demand is being driven primarily by investors from the United States, Switzerland, the Netherlands, Germany and the Scandinavian countries. In particular, the US market is proving to be one of the most dynamic for the mid-to-high-end and luxury segments.

“We are witnessing a profound shift in the international perception of Italia,” says Claudio Citzia, CEO of Luxforsale. “ Today, our country is no longer chosen merely as a destination for a second home or a property investment, but increasingly as a place to live, to transfer part of one’s assets and to plan for the family’s future. The record figures recorded in the first five months of 2026 confirm the strength of this trend and Italia’s growing appeal to investors and high-net-worth families from all over the world.” According to Luxforsale representatives, the factors attracting foreigners to Italia are “quality of life, safety, stability of the property market and tax opportunities”.

The transactions mainly involve mid-to-high-end and luxury properties, with an average value of over 1.65 million euros. The most sought-after destinations are Lombardy, Tuscany, Liguria, Puglia and Sicily.

The buyers are mainly entrepreneurs and managers. In most cases, the purchases are made by investors and buyers of second homes. Not only that, but around 25 per cent of enquiries come from families who intend to move their permanent residence to Italia. “Until a few years ago, the market for mortgages aimed at non-resident clients was still underdeveloped,” adds Flavio Miglioli, chairman of Quantum Creditech. “Today we are seeing an increasingly structured and informed demand, driven by international investors who see Italia as offering a unique combination of quality of life, asset protection and property opportunities. The growth recorded in 2026 demonstrates how credit is becoming an increasingly important tool for channelling this flow of capital into our country”. As for the future, the outlook for the coming months “remains positive”.
“In particular, Luxforsale Finance is keeping a close eye on the United States, where the spread between US interest rates and those currently available in Italia can reach up to around three percentage points in our country’s favour,” the group concludes. This factor, combined with the appeal of Italian property and the growing interest in premium destinations, could further bolster international demand throughout 2026.”