Manoeuvre, retire at 64 with a supplementary pension and 5 more years of contributions

For 'fully contributory' workers it will be possible to access the early retirement channel with at least 64 years of age thanks to a 'bridge' with the supplementary pension scheme. At the same time, however, the required contribution threshold will rise from 20 years to 25 years from 1 January and then rise further to 30 years of contributions from 2o30. In the final rush on the manoeuvre, the Budget Committee of the Chamber of Deputies approved an amendment promoted by the League (signed by Tiziana Nisini), in a reworded version, which allows those who started working after 31 December 1995 to use any supplementary pension income to reach the minimum threshold of the amount of treatment, equal to three times the social allowance, with 'discounts' for female workers with children, required to access this type of advance. For fully contributory workers who will not use the bridge with the supplementary, access with this advance will remain with 64 years and 20 years of contributions.

Announcing the Commission's go-ahead for the amendment was Labour Undersecretary and Carroccio deputy secretary Claudio Durigon. An amendment that, Durigon said, 'rewards flexibility in exit. For the first time in the Italian social security system,' he added, 'it will be possible to combine compulsory and complementary social security in order to reach a pension allowance equal to three times the minimum, thus bringing forward retirement to 64 years of age'. The undersecretary for labour went on to say that 'with this measure we are intervening in the area of pensions by concretely addressing the problem of poor pensions, which are destined to increase in the face of a contribution-based system that will be more prevalent'.

Currently, in order to qualify for early retirement with 64 years of age and 20 years of contributions, which is fully contributory, one needs at least three times the social allowance (EUR 534.41 per month). The threshold rose this year: previously it was 2.8 times the social allowance. With the adjustments to the manoeuvre, those who opt for the use of any supplementary pension will be able to use it to reach the threshold of three times the social allowance. In this case, however, the contribution requirement will rise in 2025 from 20 to 25 years, and from 2030 to 30 years.

The Carroccio party aims to enlarge with the next budget law (the one for 2026) the basin of this rule, currently provided only for fully contributory workers (those who have been in activity since 1 January 1996). The League's objective is to extend this measure from 2026 also to workers in activity before this date (those in 'mixed' regime): an opportunity that could potentially allow about 80 thousand people to use this early retirement channel, with a cost, however, that would risk being even more than 1 billion.