Poste's smart passbook, new deposits activated from 19 May
New features for holders of Poste Italiane's savings management instrument introduced by Cassa Depositi e Prestiti
Key points
New deposits to choose from and the cancellation of the maximum limit of ten allocations on a daily basis, for a maximum of70 total allocations. These are the new features introduced for holders of Libretto Smart, Poste Italiane's savings management tool, by Cassa Depositi e Prestiti from 19 May 2026.
Supersmart Premium Depot
From Tuesday and until 9 July 2026, natural persons over 18 years of age, holders of a single or jointly signed passbook, will be able to take advantage of the new Deposito supersmart premium. It will have a term of 366 days, with a gross annual nominal interest rate at maturity of3.25 per cent. It will be possible to set aside on the Libretto smart, in whole or in part, sums that can be considered new liquidity with respect to the account balances reported by the Libretto itself or by postal current accounts or postal savings accounts in the name of the Libretto holder on 14 May 2026.
Supersmart Renew and Premium Depot
Also from 19 May, Cassa Depositi e Prestiti will also make available a new Deposito supersmart rinnova, intended for individuals over the age of 18, holders of a single- or joint-signature Libretto with separate signatures. The term will be 540 days and the gross annual nominal interest rate at maturity will be 2 per cent. It will be possible to set aside all or part of the sums from 366-day supersmart premium deposits that have expired since 1 January 2026, which have not been redeemed in advance and deposited in the Libretto Smart.
Supersmart young, pension and open
There is also a new Deposito supersmart young, with a term of 180 days, intended for holders or co-holders of a single- or jointly-signed Libretto smart aged between 18 and 35. The gross annual nominal interest rate at maturity is 2.25 per cent.
Also available from 19 May is the new Supersmart Pension Deposit, designed for those who have applied for the crediting of a pension disbursed by the Inps with Poste Italiane or for those who have received at least one crediting of a pension disbursed by the Inps on their Libretto smart and have the pension crediting service on their Libretto. The duration in this case is 364 days with a gross annual nominal interest rate at maturity of 2.25 per cent.
