School

Health insurance scheme for 1.2 million school staff: here’s how it works

Online applications for supplementary health insurance provided by Unisalute in partnership with Poste Assicura Spa and Intesa San Paolo Protezione Spa

3' min read

Translated by AI
Versione italiana

3' min read

Translated by AI
Versione italiana

The health insurance scheme for over 1.2 million school staff – announced on several occasions by Minister Giuseppe Valditara and funded with 320 million over four years – is now in place. From Thursday 10 September, the system enabling all staff in schools and at the Ministry of Education and Merit to formally enrol online in the free health insurance scheme is operational. The supplementary health insurance scheme will be provided by Unisalute in co-insurance with Poste Assicura Spa and Intesa San Paolo Protezione Spa.

Valditara’s note

A note from the head of Viale Trastevere reminds all those concerned – school heads, teachers, educators, administrative, technical and support staff at schools, and Ministry employees – that this is a measure which ‘complements those already in place and well-established over time, starting with insurance cover for school staff – aimed at broadening the scope of protection against accidents at work and occupational diseases – and continuing with a range of benefits and discounts available in various sectors, such as air and rail transport and the banking sector’.

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Who can join

Further details on the eligibility criteria are provided in the FAQs published by the MIM. From these, we learn that applications may be submitted by a teacher, head of administrative services (DSGA) or support staff (ATA) employed on a permanent contract, or by a supply teacher whose contract expires on 31 August 2027 (until the end of the academic year) or on 30 June (until the end of term).

Those entitled to this benefit also include school headteachers who have not left the service, employees or managers of the central or regional offices of the MIM, or those from other public administrations seconded to one of these offices.

Exclusions: short-term substitutes and those aged over 71

Teachers and ATA staff on short-term supply contracts are excluded, as are all teaching and non-teaching staff employed at a school in the autonomous provinces of Trento or Bolzano or in the Aosta Valley. Applications are also not permitted for MIM staff seconded to other local authorities.

Staff who have already reached the age of 71 on the effective date are not entitled to insurance cover. For those still in service at that age cover will cease to apply on the first applicable annual renewal date.

The procedure to follow

Enrolment is not automatic. You can enrol via the dedicated function in the members’ area of the MIM institutional portal, by logging in with your SPID/CIE/CNS credentials, going to the central section ‘Featured Services’ and clicking on ‘Supplementary health insurance’. There is also a direct link: https://servizi.pubblica.istruzione.it/suba-istanza-consensi-web/private/index.

Both staff on fixed-term contracts and those on permanent contracts must register for insurance cover only once. The policy will not come into effect immediately; the Ministry advises that you register on the UniSalute portal or use the dedicated app no earlier than 20 days after the date of enrolment, to allow time for the activation procedures to be completed.

The services offered

The policy will cover treatment and preventative care, with reduced rates also available for family members, ranging from so-called ‘major procedures’ (which occur infrequently) to other types of procedures that are carried out more frequently.

Specifically, the cover ranges from hospital admissions for major surgery or serious illness (cover includes the surgeon’s fees, the hospital stay charges, and services related to the operation within 90 days before or after the operation itself); to childbirth (in private facilities not covered by the National Health Service): there is a maximum cover of 2,500 euros for a natural birth and 4,000 euros for a caesarean section.

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Coverage is also provided for dental care (including one specialist consultation and one oral hygiene appointment) and for cases of permanent dependency (a monthly reimbursement of 500 euros per month for healthcare and social care costs is provided for four years), right through to basic cardiovascular screening and cancer prevention tests for both women and men. For the full list, please consult the Guide published by Mim.

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