Tot closes a EUR 7 million round for financial digitisation of SMEs

Tot announces the closing of a EUR 7 million pre-series A investment round, with one of the largest deals in the Italian venture landscape in 2025 and among the top four in the fintech sector.

The resources raised will be used to expand the range of services for the financial management of SMEs, with the introduction of new products and feature sets in the areas of administration, expense management, and financial optimisation. Investments in artificial intelligence will also be enhanced, aimed at increasing efficiency and automation possibilities for customers, as well as optimising internal processes.

At the same time, a significant expansion of the team is planned, with a focus on hiring talent in technology, product management, marketing, sales, customer success and compliance. Tot will also put in place organisational developments that focus on people development and well-being, for example with initiatives dedicated to work-life balance and support for new parents.

The strategic objectives of Tot, led by the founders, Doris Messina as CEO and Bruno Reggiani as Coo, are ambitious, aiming to make fintech the Italian champion of banking and administrative management for SMEs, with the intention of exceeding 40,000 customers within two years and tripling the size of the team, exceeding one hundred employees.

The fintech has shown strong acceleration: revenues in 2024 amounted to EUR 1.3 million, a threefold increase over 2023, thanks to more than 7,000 corporate customers, operating in various industries and in both traditional and innovative segments. In 2025, Tot aims to double its customer base from the previous year and achieve a total intermediated volume on the platform of two billion euro.