Pension provision

Isee, in 2024 fewer applications and increasing value

For the first time since the 2015 reform, there was a drop in applications compared to the previous year

by Matteo Prioschi

(Adobe Stock)

3' min read

Translated by AI
Versione italiana

3' min read

Translated by AI
Versione italiana

In 2024, 10,822 unique substitutive declarations (Dsu - the document from which the Isee is drawn up) were submitted, corresponding to 9,295,000 households and 26,505,000 people. For the first time since 2015, when the indicator of the equivalent economic situation was reformed, there was a drop in declarations, amounting to 500,000 compared to the previous year. This is the figure that emerges from the Indicator Monitoring Report referring to 2024 and published by the Ministry of Labour on 24 April 2026.

According to the report, the decrease is partly due to the shift from citizenship income to inclusion allowance and training and employment support, resulting in a narrowing of the beneficiary audiences, and partly due to the reduction in the number of Dsus replicated. Since the declaration is valid for the entire calendar year in which it is submitted, if there is no change in the household, there is no need to request a further declaration.

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However, since the 2015 reform, there has been a phenomenon of repetitions, which has reached 20% of the total in the years immediately following, before falling to 13.5% in 2024. A phenomenon that occurs particularly in the thirty days following the submission of the first Dsu. The decrease in the number of replicas may perhaps suggest a greater familiarity of applicants with the procedures and rules developed over the years.

Do-it-yourself and amounts are increasing

On the other hand, the number of citizens who independently apply for the Isee through the Inps website is growing: from slightly less than 2% of total applications in 2015, it has risen to 15%, with a 20% growth between 2024 and 2023. All the others pass through the Caf, while the applications made directly to the service provider for which the Isee is required remain residual (less than 0.1%).

The 'new' indicator confirms the ability to bring out undeclared assets. Whereas, before the reform, households declaring no securities assets had reached almost 80%, in 2015 the share dropped to just over 10% and then fell further, rising again in 2020-21 and then falling back to 3.9% in 2024.

In the same year, the share of households with an indicator of less than EUR 10 thousand also fell (from 46.6 to 42.8%), those with an indicator above EUR 20 thousand grew by 3 percentage points, while the average and median values rose by about EUR 1 thousand to EUR 15 thousand and EUR 12 thousand respectively. Strong territorial differences remain, however, both as regards the value of the Isee and the percentage of households using the indicator: more widespread and with lower amounts in the South than in the Centre-North.

The difficulties remain

The current Isee, which can be requested in the event of a significant change in the wealth situation of the household compared to that photographed by the main indicator, experienced a boom in 2020-21, as a consequence of the effects of Covid (from 54 thousand households using it in 2019 to over 311 thousand in 2021), before dropping to 187 thousand in 2024.

Households using the Isee are more numerous than the national average (2.8 persons compared to 2.2), have more minors and more people with foreign citizenship. In 27.5 per cent of cases, no one worked, while at the overall level of households residing in Italia the percentage is 17 per cent and only half live in a house they own, compared to 75 per cent of total households.

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