The centre-right calls for a rebalancing of motor insurance rates

Third-party motor liability tariffs must be more transparent, uniform across the territory, and a fight must be launched against the fraud that is being perpetrated to the detriment of companies by also eliminating the use of foreign number plates. The majority raises the ball to the government for action in the insurance sector by calling for regulatory intervention in a motion passed in the Chamber of Deputies. All motions presented on the same subject by the opposition were rejected. Cautious consumers. The majority also calls for countering the circumvention of the insurance obligation and making the system of direct compensation of claims more efficient, to the benefit of consumers and businesses. In addition to a review of the effect of the reforms and a stop to foreign number plates, there is also a call for the strengthening of Preventivass, the public 'preventivator' accessible from the Ivass website.

"We ask for a single insurance tariff for those who have not committed sinisters for at least 10 years," demanded Francesco Emilio Borrelli, Avs deputy and first signatory of the motion on Rc Auto then rejected. While Marco Sarracino, presenting the Dem motion, aimed to overcome territorial unfairness. Paola Boscaini, Forza Italia deputy, explained, among other things: 'The third-party motor liability sector has already been the subject of numerous interventions aimed at containing the increase in premiums, and the results are beginning to show: in the last ten years the average premium has fallen by almost 18 per cent, despite the increase in inflation and the cost of living.

Cautious reactions from consumers: for Codacons, the motion approved in the Chamber of Deputies is a good one, 'but now, after words, concrete facts are needed to better guarantee the rights of the insured. Third party motor liability rates continue to rise despite the absence of concrete elements to justify the increases. Compared to January 2022, third-party motor liability rates have risen by a total of 17.5 per cent, from an average of 353 euro in January 2022 (Ivass data) to 415 euro in the second quarter of 2025, an increase of no less than 62 euro per policy'. Assoutenti emphasises that 'the only way to lower rates is to overcome the direct compensation mechanism and achieve effective insurance supervision'. Unc explains: "All that is needed is for Minister Urso to revise the Mise (now Mimit) Decree No. 54 of 11 March 2020, which provides for the option and not the obligation to add all the ancillary clauses offered in the Preventivass. This is something you can do today'. Adoc applauds: "We welcome the House's approval of the majority motion to re-establish balanced tariff conditions in the insurance market". Finally, Aiped's adjusters announce that they have already sent proposals to the government to ensure greater policy transparency.