Consumption outside the home

At bars and restaurants digital payments preferred by 2 out of 3 Italians

Adyen survey: speed and convenience key elements. Consumers ready to use systems with qr codes from the table or new apps, although contact with the human operator remains important

(Adobe Stock)

2' min read

2' min read

67% of Italians prefer digital payments to cash when purchasing food and beverages in restaurants, bars or through delivery/shipping services. In particular, the credit/debit card is still the preferred solution, but innovative ways using apps and QR codes are growing. Furthermore, the speed of the payment process and the value of the human relationship during checkout remain key elements for customer satisfaction.

These are the main findings of a survey of a representative sample of the Italian population commissioned by Adyen, a financial technology platform specialising in electronic payment solutions.

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Thequickness of the transaction is confirmed as one of the most relevant aspects for Italians in the Food & Beverage sector. "As many as 77% of those interviewed consider it important to be able to conclude the transaction in a short time," say Adyen. "This need for streamlined and wait-free processes also emerges when looking at the factors that most influence the choice of payment method: 26% indicate speed as a key element, preceded only by ease of use with 29%.

There is also a growing interest in innovative payment methods.69% of Italians would, in fact, be willing to pay at the table via QR code or app, but 40% would only do so for quick service.

No surprises on the generational difference front: "younger people show a greater openness to modes such as app payments, as in the case of Click & Collect and delivery, with 24% in the 25-34 age group, a figure that exceeds the general average by 10 percentage points, and kiosk payments, whose average of 6% is outperformed by 14% in the 18-24 age group," explain Adyen.

However, human contact still remains crucial: 61% of Italians still prefer to pay at the till with an operator, with a more marked preference among the over 45s, but surprisingly also in the 18-24 age group.

Lastly, the survey exploredthe potential of loyalty programmes linked to digital payments, asking Italians whether discounts, cashback or points offered by restaurants would encourage them to use these payment methods more. In particular, discounts are the most effective incentive of all, chosen by 39% of the total and peaking among 25-34 year olds (52%). Cashback especially convinces the 35-44 year olds (36%), while points collection is particularly popular among younger people: 37% of 18-24 year olds mention it as an incentive, compared to 25% of the general average. An evolution can also be seen in the area of tipping: while cash remains the prevalent choice (52%), among 25-34 year olds the share of those opting for digital tipping rises to 37%, a sign of an openness to new methods even in small everyday gestures.

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