Up to 54 bi-monthly instalments possible

Payment can be made in a maximum of 54 bi-monthly instalments, starting with the first instalment due in July 2026. However, since the minimum instalment cannot be less than EUR 100, the maximum deferment will not be practically permissible for small debts. The deferment interest has been reduced from 4 per cent to 3 per cent in the amendment. Another change compared to the past concerns the fact that the instalments are all the same and therefore the two initial maxi instalments of 10 per cent each of the total debt are not proposed.